Tuesday, April 9, 2024

Best Credit Cards for Cruises for 2024 The Ascent

cruise line credit cards

Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points. Yes the Carnival World card can be used anywhere Mastercard is accepted.

What credit score is needed for the Norwegian Cruise Line Credit Card?

A good credit score is at least a 670 on the FICO scoring model, while an excellent score is at least an 800. If you’re thinking of picking up a credit card for your next cruise, you should select one that gives you the most bang for your buck. This means picking a card with a generous welcome offer and plenty of rewards for your spending.

EXCLUSIVE OFFERS & DISCOUNTS

FinanceBuzz has partnered with CardRatings for our coverage of credit card products. FinanceBuzz and CardRatings may receive a commission from card issuers. Another benefit is that you’re not locked into a specific rewards currency. For example, the best redemptions on the Carnival World Mastercard are for Carnival cruises and related purchases. That’s not particularly helpful if you want to use points toward airfare or a hotel stay. Credit cards with annual fees tend to provide more perks and benefits than no-annual-fee cards.

cruise line credit cards

Norwegian Cruise Line® Credit Card

Active cruisers in particular will enjoy the ship, which offers water sport equipment and electronic bikes to use in port. Don't forget that you still need to make at least your minimum payment every month. Your APR will revert to the card's standard rate after the intro period ends. You can also take advantage of complimentary airport lounge access with a one-time enrollment in Priority Pass Select.

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If you’re a frequent cruise traveler seeking a premium travel credit card, check out the Chase Sapphire Reserve®. Although several major cruise lines offer cobranded credit cards, using a more general travel rewards card will usually offer greater value. Below, CNBC Select breaks down the best credit cards for cruises and why it may not be what you initially thought. Redeem your points for stateroom upgrades, travel discounts, exclusive redemption opportunities for last minute cruises, onboard credits, car rentals, hotel stays, cash and gift cards.

The Best Ways To Book a Cruise Using Points and Miles [2024] - Upgraded Points

The Best Ways To Book a Cruise Using Points and Miles .

Posted: Wed, 06 Mar 2024 08:00:00 GMT [source]

Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. This card earns three Chase Ultimate Rewards® points per dollar spent on travel, including cruises. Chase Ultimate Rewards can be redeemed like cash for a variety of travel options (at a value of 1.5 cents per point), making it one of the most flexible and valuable loyalty point offerings.

Carnival World Mastercard Review - The Motley Fool

Carnival World Mastercard Review.

Posted: Fri, 12 Apr 2024 20:45:20 GMT [source]

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. This card also has benefits including a Global Entry or TSA PreCheck fee credit, $0 fraud liability on unauthorized charges, and a virtual credit card number. The Capital One Spark Miles card is a no-nonsense business card with an earn rate of 2x miles spent.

Additional Business Cards for Booking Cruises

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations. If Costco is your go-to for booking cruises and other vacation packages, look no further than the Costco Anywhere Visa® Card. Whether you want to pay less interest or earn more rewards, the right card's out there. The U.S. Bank Altitude® Connect Visa Signature® Card also comes with cell phone protection, so your phone is protected on the high seas and on dry land. Use the card to pay your cell phone bill and you’ll get secondary cell phone insurance for a damaged or stolen phone.

NEXT CRUISE PURCHASE

Unless you're a diehard loyalist of a specific cruise line and you're looking for a card to complement your primary travel card, you'll find more value with a more general rewards card. Additionally, the Sapphire Preferred has far more perks built into what it offers card members than Royal Caribbean's minimal Visa Signature benefits. If you paid for at least part of the trip with your Sapphire Preferred, this could come in handy during travel disruptions. If you want to get the most value from your vacation purchases, here we explore the best credit cards for booking cruises and why you always want to pay for your vacation at sea with a credit card. The Norwegian Cruise Line World Mastercard is currently offering a sign-up bonus of 25,000 points after making at least $1,000 in purchases within the first 90 days of account opening. Seven of the eight most popular mainstream cruise lines offer them; those are included in this article.

When using the card for trips booked with American Airlines Cruises, you’ll earn two miles per dollar spent. You’ll also double dip your way to AAdvantage elite status both by using the card to pay for the sailing and for using the airline’s dedicated cruise site. Note that certain cash back credit cards could also make sense for cruises. You can typically receive statement credits or deposits into bank accounts with cash back cards, making it easy to use cash back toward travel. While the Amex Green card might not be the most exciting travel rewards credit card, it’s got some great bonus categories — including travel. With this card, you’ll earn 3x points on all types of travel, including cruises.

With this card, you’ll earn 6% cash-back on the first $6,000 you spend at U.S. supermarkets annually. Your cash-back can be redeemed as a statement credit, which could be an excellent option to help offset the price of your cruise. Spend just enough on the cruise card to access the initial bonuses and then only use it to pay for cruise-specific purchases. General travel credit cards offer bonuses that are worth much more than this — sometimes providing more than $1,000 in value. Additionally, cruise credit cards usually don't offer travel protections for any problems you encounter during your trip. The earning rates on the NCL credit card are slightly better than competitor cruise cards, like the Carnival World Mastercard and the Royal Caribbean Visa Signature Credit Card.

Some credit cards earn bonus points on the general “travel” category, which includes cruises, while other cards earn bonus points at stores that sell cruise line gift cards. Meanwhile, some cards offer a flat rate for earning points or cash-back. There are many cruise line-specific credit cards that can be appealing to brand loyalists.

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